Why Pre-Qualify?

Are you looking for a new mortgage? We'd be thrilled to talk about your mortgage needs! Give us a call at (808) 935-0678. Ready to begin? Apply Now.

It's valuable to see a mortgage professional first, even if you haven't decided the sort of house you hope to find. What for? When you don't yet know how much house you want to qualify for, what can we do for you?

Pre-Qualify

We will help you determine the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. We accomplish this by considering your debts and income, your work and residence circumstances, the funds available for a down payment, required reserves, and other considerations. It's quick and basic; We take pride in keeping the paperwork to a minimum.

We'll give you a Pre-Qualification Letter if you qualify, that states that we are confident you'll qualify for a predetermined amount of mortgage dollars.

Pre-Qual Power

Armed with your pre-qualification letter, a number of advantages are yours once you locate the house you want to make an offer on. First, it lets you know the amount that you are able to offer. More important to the existing home owner, your being pre-qualified is like your having walked into their house with a suitcase full of cash to purchase their home! They won't need to worry that that they're wasting their time if you do not be able to qualify for a big enough mortgage loan. The seller won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. They have a virtual guarantee to trust your buying power.

We will help you with your pre-qualification

When we pre-qualify you, we help you figure out how much of a monthly payment you can afford, and the size of loan you can qualify for. This process outlines your finances - your debts, income, job, cash available for down payment, among other things. It's quick and to the point; and we take pride in keeping the paperwork to a minimum.

One-on-One

It is vital to sit down and meet with us, even though you are free to also use the helpful mortgage loan calculator tools on our site. For one thing, you will need a Pre-Qualification Letter! Then, we'll make sure we have found the best mortgage program for your situation. Let us get you started: Call us at (808) 935-0678.

Have questions about pre-qualifying? Call us at (808) 935-0678. Family Mortgage Company of Hawaii, Inc. NMLS #244497 answers pre-qualifying questions every day.

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