Why Pre-Qualify?

	Looking for mortgage advice? We can assist you! Call us at (808) 935-0678. Ready to begin? Apply Here.

Even if you have not narrowed down homes to view yet, it's advantageous to contact your mortgage pro early. Why? If you don't know yet how much home you need to qualify for, how could we help?

We Can Help You Pre-Qualify

When we pre-qualify you, we help you figure out the amount in mortgage payments you can afford, and the loan amount you can qualify for. During this process, we look at your ability to borrow - analyzing your employment, available money for down payment, existing debt, income, and other areas. It's short and basic; We take pride in keeping the paperwork to a minimum.

We'll give you a Pre-Qualification Letter once you qualify, that states that we're confident you'll qualify for a specific amount of mortgage dollars.

Power in the Pre-Qual

Once you locate the house that catches your eye, and you decide to make an offer, being pre-qualified for a mortgage loan will do several things. First, it helps you know the amount that you're able to offer. Of greater importance to the existing home owner, your being pre-qualified is like your having walked into their front door with a suitcase full of money ready to purchase their home! They will not need to wonder if they are wasting their time if you can't be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to worry about. You'll have the influence of a buyer ready to make the deal on the spot!

We will help you with your pre-qualification

When we pre-qualify you, we help you decide the amount you can afford in monthly mortgage payments you can fit in your budget, and how much we of a loan you will qualify for. The process leads you through your finances - your debt, income, job, cash available for down payment, among other things. It's quick and basic; and we keep the paperwork light.

Face to Face

While you are able to try our tools to calculate mortgage variables on our site, it's essential to meet with one of our mortgage professional team members. For one thing, you will want a Pre-Qualification Letter! For another thing, we might be able to find a different mortgage option that fits your situation better. Let us help you get started: Call us at (808) 935-0678.

Have questions about pre-qualifying? Call us at (808) 935-0678. Family Mortgage Company of Hawaii, Inc. NMLS #244497 answers pre-qualifying questions every day.